Thrifty Scot

By Jen on February 18 2008 at 09:06 AM

Have you been hearing all the talk about the Federal Reserve Bank lowering interest rates? Are you wondering how you can take advantage of the nearly historically low rates? Check out Thrifty Scot.

The site has consumer information to help educate you on the different loans available and the best options for you. Whether you are looking for auto loans, credit cards, or even student loans, the site has a wealth of information available with a couple of mouse clicks. They also have the latest headlines for loans and credit cards.

Thrifty Scot has numerous articles and scam alerts to help you avoid falling victim to the many financial traps out there.

If you are confused about credit cards, or have gotten in over your head, there are many articles that can help you. Check out the article on Consumer Rights and Responsibilities, which delves into the fine print in your credit card contract, and covers the Consumer Credit Protection Act. Or check the article about credit card balance transfers, and warns to check the fine print carefully.

The site also has some great information on determining if it would be a good idea for you to refinance your mortgage. It discusses the pros and cons of changing the term of your mortgage, and the balance between a lower monthly payment and paying off your mortgage sooner.

It’s a great financial site. Check it out.

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